Terms of Use

1. Acceptance of Terms

By accessing or using MoneyClarity ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

2. Educational Purpose Only

All content published on MoneyClarity - including articles, guides, newsletters, courses, and any other materials - is provided for general informational and educational purposes only. It is not intended as, and should not be construed as, financial advice, investment advice, trading advice, or any other type of professional advice.

MoneyClarity is not a regulated financial adviser, broker, or investment firm. We do not make personalised recommendations.

3. Investment Risk Disclosure

Investing in financial markets involves risk. The value of investments can go down as well as up. You may receive back less than you invest. All investments carry risk, including the possible loss of your entire capital.

Content discussing specific investment products, strategies, or platforms does not constitute a recommendation to buy, sell, or hold any security. Always do your own research and consider your financial situation, objectives, and risk tolerance before investing.

4. No Financial Advice

MoneyClarity is not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory authority. We do not provide regulated financial advice. If you need personalised financial advice, please consult a qualified independent financial adviser (IFA) registered with the appropriate regulatory body in your jurisdiction.

5. Affiliate Relationships and Sponsored Content

MoneyClarity may earn a commission or referral fee when you click on partner links or sign up for partner products. This never affects our editorial judgement. Content that is paid for will be clearly labelled as "Sponsored" or "Partner Content". Our editorial team and commercial team operate independently.

6. Third-Party Content

Some content on MoneyClarity is provided by third-party content recommendation services (such as Taboola or Outbrain). These are clearly labelled as "Recommended Content" or similar. MoneyClarity is not responsible for the content, accuracy, or policies of third-party sites.

7. Intellectual Property

All content on MoneyClarity - including text, graphics, logos, and design - is the property of MoneyClarity or its content partners and is protected by copyright law. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Accuracy of Information

We strive to ensure the information on MoneyClarity is accurate and up to date, but we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information. Financial regulations, products, and market conditions change frequently. Always verify information independently.

9. Limitation of Liability

To the fullest extent permitted by law, MoneyClarity shall not be liable for any loss or damage arising from your use of the Site or reliance on any information provided. This includes, without limitation, any direct, indirect, incidental, or consequential losses.

10. Changes to Terms

We reserve the right to update these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised terms.

11. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes shall be subject to the exclusive jurisdiction of the courts of the relevant territory.

12. Contact

For questions about these Terms, please contact us via our contact page or at legal@moneyclarity.com.